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Debt is the enemy from "summary" of The Total Money Makeover by Dave Ramsey
Debt is the enemy. It creeps into our lives slowly, almost unnoticed, until one day we find ourselves drowning in a sea of bills and payments. It takes away our freedom, our peace of mind, and our ability to live the life we truly desire. Debt is not just a financial burden; it is a heavy chain that shackles us to a life of stress and anxiety. When we carry debt, we are beholden to someone else - a bank, a credit card company, a lender. We are no longer in control of our own destiny; instead, we are at the mercy of those who hold our debt. Debt keeps us from reaching our full potential, from achieving our dreams, from living the life we were meant to live. Many people believe that debt is a necessary evil, a tool to be us...
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